Applying for a mortgage can feel overwhelming, but we’re here to make it easier. Our handy checklist will guide you through everything you need to gather, complete, and review before applying. Click ‘Learn More’ below to see the full list!
Your credit history is a record of past and current credit activity used to calculate your credit score. Learn how credit works, how to improve your score, and more by clicking ‘Learn More’ below.
Closing costs are fees required to finalize a home loan, separate from your down payment. Learn what they cover, how to pay them, and more by clicking ‘Learn More’ below.
An appraisal estimates a property's fair market value and ensures the loan amount doesn’t exceed its worth. Learn how appraisals work, their role in homeownership, and more by clicking ‘Learn More’ below.
Private Mortgage Insurance (PMI) protects lenders when borrowers put down less than 20%. Learn how PMI works, its costs, and more by clicking ‘Learn More’ below.
Refinancing your mortgage can help lower your monthly payments, interest rate, and debt-to-income ratio. Learn how it works, its costs, and more by clicking ‘Learn More’ below.
See a full list of mortgage terms by clicking learn more below.
Foreclosure is the legal process where a lender reclaims a property due to unpaid mortgage terms. Learn more about foreclosure and how to avoid it by clicking ‘Learn More’ below.
