A bank statement loan gives you the chance to get approved for a mortgage using your bank statement instead of tax returns, pay stubs, or even W-2s. Here’s how it works: with this type of loan, it’s not required that you prove your income through employer verification — rather, you provide CrossCountry Mortgage with your personal or business bank statements.
✔️Personal bank statements (12-24 months)
✔️No tax returns required
✔️Borrow up to 90% of the value of the home
✔️Debt-to-income ratio up to 50%
✔️Loans up to $3 million
✔️For primary and secondary homes and investment properties Non-warrantable condominiums
Your dream home might be closer than you think!
With a variety of Non-QM loan options, there’s a good chance one is the perfect fit for your unique situation. Whether you’re self-employed, have past credit challenges, or need more flexibility, we’re here to help.
Let’s explore your options and turn your homeownership dreams into reality—reach out today!
