We Find Your Perfect Loan,

You Pick Your Place, United in Your Dream Home Journey.

Hablas Español? Llama al (330) 303-1489

Personalized mortgage solutions

with expert guidance

for every step of your journey

Homeownership, Made Easy!

Buying a home is a big step, but we make it easy! Our experts guide you, debunk myths, and offer loans starting at just 3% down. No perfect credit? No problem! Call us today to get started! (330) 356-4663

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Smart & Simple Refinancing

Refinancing replaces your loan with better terms—lower rates, smaller payments, or a shorter term. Boost your financial future—call now and start saving!

(330) 356-4663

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Unlock the Hidden Value in Your Home

Turn your equity into cash for renovations, tuition, or debt consolidation—all while staying in the home you love. Call to get personal advice (330) 356-4663

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Find greater financial freedom at home

Commonly misunderstood and often overlooked, a reverse mortgage is a flexible tool that allows older homeowners to use their hard-earned home equity to help ensure their financial security as they age. Call us to learn more (330) 356-4663

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How much home can you afford?
Just a few easy questions—no hassle, no strings attached.
With a soft credit check that won’t touch your score.

Break Through Barriers

to Your Dream Home!

First-time buyer feeling overwhelmed?

FHA loans offer 3.5% down and flexible credit requirements to make homeownership easier.

Call (330) 356-4663 to explore your options today!

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Home Loans Built for the Self-Employed, No W2’s No paystubs?, No SSN only ITIN?

Traditional mortgages don’t always work for eligible self-employed buyers.
Our Loan lets you qualify using bank statements instead of tax returns.
Call (330) 356-4663 to explore your options today!

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Veteran or active-duty with dreams of owning?

VA loans offer zero down payment and no mortgage insurance for eligible military members.
Give us a call at (330) 356-4663 to get started!

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Big down payment holding you back?

We’ll find you a loan or assistance to move in with little—or no—cash down. All depends on the loan type you qualify for.

Call us at (330) 356-4663—let’s make it happen!

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Your Home, Your Way

Start Today!

Rural home calling your name?

USDA loans provide zero down payment options for homes in eligible areas, with low rates.
Call us at (330) 356-4663—let’s make it happen!

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Unlock Your Home’s Equity with a Reverse Mortgage?

Tap into your home’s value to fund retirement, cover expenses, or live more comfortably. Our reverse mortgage solutions are tailored to your needs.
Call us at (330) 356-4663 to kick things off!

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Buying before selling your current home?

Bridge loans use your existing home’s equity to fund your next purchase, closing the gap.
Give us a call at (330) 356-4663 to get started!

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Want to fix up a fixer-upper?

Renovation loans like FHA 203(k) combine your mortgage and home improvement costs into one loan.
Call us at (330) 356-4663 to kick things off!

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Be bold like Max, Buy Your Home Now Refi Later!

Realtors! Boost Sales with Reverse Mortgages.

Unlock Your Dream Home with our Loan Options!

Your Needs, Our Promise: Why We’re Different

Choose clarity and confidence!
We offer transparent terms and no hidden fees, steering clear of sneaky fine print traps.

Tailored loan solutions—designed to fit your unique life, easing worries about rigid, one-size-fits-all lending.

We celebrate your win—personalized loan plans that make your homeownership story epic, not just another number.

Your local team—real people who know your community, not faceless suits from a 1-800 number.

Still Have Questions?

8740 E Market Street, Unit 5
Warren, OH 44484
Phone: (330) 356-4663
josh.timko@ccm.com

Personalized mortgage solutionswith expert guidancefor every step of your journey

Homeownership, Made Easy!

Smart & Simple Refinancing

Unlock the Hidden Value in Your Home

Find greater financial freedom at home

How much home can you afford? Just a few easy questions—no hassle, no strings attached. With a soft credit check that won’t touch your score.

SELECT A LOAN TYPE

SELECT PROPERTY TYPE

WHAT IS THE PROPERTY USE?

HOW IS YOUR CREDIT?

HAVE YOU ALREADY FOUND A HOME ?

Purchase Price

MILITARY SERVICE?

YOU EXPECT TO BUY WITHIN?

First time home buyer?

Bankruptcy in last 7 years?

Annual Household Income?

Monthly Debt Payments

Employment status

Loan Purpose

Property Value

1st Mortgage Balance

1st Mortgage Interest Rate

Do you have a 2nd mortgage?

2nd Mortgage Balance

2nd Mortgage Interest Rate

Any late mortgage payments?

Any foreclosure in last 7 years?

Do you currently have an FHA loan?

Property Zip (optional)

PROPERTY ADDRESS

TELL US ABOUT YOURSELF

Break Through Barriersto Your Dream Home!

First-time buyer feeling overwhelmed?

Home Loans Built for the Self-Employed, No W2’s​ No paystubs?, No SSN only​ ITIN?

Your Home, Your WayStart Today!

Rural home calling your name?

Unlock Your Home’s Equity with a Reverse Mortgage?

Video Gallery

Your Needs, Our Promise: Why We’re Different

Still Have Questions?

I am here to help make the Journey to homeownership simple!

Personalized mortgage solutions

with expert guidance

for every step of your journey

How much home can you afford?
Just a few easy questions—no hassle, no strings attached.
With a soft credit check that won’t touch your score.

Break Through Barriers

to Your Dream Home!

Home Loans Built for the Self-Employed, No W2’s No paystubs?, No SSN only ITIN?

Your Home, Your Way

Start Today!